10 subtle signs that you are ready to retire

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illuminem summarises for you the essential news of the day. Read the full piece on The Wall Street Journal or enjoy below:

🗞️ Driving the news: Retirement often lacks a defining moment, but there are subtle signs that signal it may be time to step away from the workplace
• These signs, though not always obvious, may manifest at unexpected times, whether it's growing disinterest in work, feeling emotionally drained, or noticing a shift in personal priorities
• Recognizing these cues can help individuals make a smoother transition into retirement

🔭 The context: Many people wait for a clear, dramatic signal to indicate when it’s time to retire
•  However, as life circumstances and personal perspectives change, retirement often arrives gradually
• It’s increasingly common for people to feel ready for retirement before they have a concrete plan, or even without recognising that they’re already mentally preparing for it

🌍 Why it matters for the planet: Understanding the subtle signs of retirement readiness can encourage more thoughtful career transitions, improving overall well-being and social systems
• With aging populations in many countries, effective retirement planning can also help alleviate strain on pension systems and healthcare resources by ensuring individuals are prepared for a shift away from the workforce

⏭️ What's next: As more individuals begin to recognize these signals, employers, financial advisors, and policymakers may need to focus on creating more flexible retirement plans and support systems to help workers transition smoothly
• Enhanced career planning could be integrated into workplace benefits to better assist those approaching retirement age

💬 One quote: "The signals can come at any time, day or night, in the office or out," says Bruce Horovitz, highlighting how retirement readiness can arrive unexpectedly

📈 One stat: As retirement trends shift, nearly 10,000 baby boomers in the U.S. are reaching retirement age every day, underscoring the growing need for proactive retirement strategies

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