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For most insurers, marine amounts to a miniscule component of their portfolio. However, in terms of implications for sustainability - it is a function of the havoc marine trade wreaks upon our oceans, and the cascading effect. While the externalities tend to remain out of sight, business as usual is no longer an option. Can insurers take it upon themselves as International Union of Marine Insurers (IUMI) and turn the tide, rather than await International Maritime Organisation (IMO) to act? In the meantime, is it important to take a stock of the few triggers, unlike the high-profile oil spills, that tend to stay off the radar and cause grievous harm to our oceans?